Youth Accounts

Wilderness Savings Club poster

Welcome to the Wilderness Savings Club!

It’s never too early to begin building a foundation for a strong financial future. At NCFCU, we believe that providing youth with the tools to establish and manage their finances will prepare them for a successful financial journey. Our Wilderness Savings Club branches into four groups that focus on age-appropriate goals to help establish positive financial habits:

  • Ages 0-4: Sprout Savers
  • Ages 5-9: Forest Friends
  • Ages 10-13: Eagle Earners
  • Ages 14-18: Park Rangers

Wilderness Savings Club Rewards

  • Sprout Savers: Deposits from parents and grandparents
  • Forest Friends + Eagle Earners: Get rewarded with Buford Bucks* for every deposit made to their savings account. Redeem Buford Bucks for gift cards to popular stores and restaurants.
  • Park Rangers: Earn a Membership Card* sticker for each $20 deposit made to their savings account. Redeem a full Membership Card for gift cards to popular stores and restaurants.

*Deposits must be completed with youth member present.

Rewards Redemption Levels

$1-$20 = 1 Buford Buck
$21-$40 = 2 Buford Bucks
$41-$60 = 3 Buford Bucks
$61-$80 = 4 Buford Bucks
$81-$100 = 5 Buford Bucks
$101 + up = 6 Buford Bucks
10 Membership Card Stickers = Gift Card

How to Redeem Rewards

When your saver is ready to redeem their rewards, complete a Wilderness Savings Club Redemption Form and give it to an NCFCU employee. They’ll receive their selected gift card of choice* by mail or email within 7-10 business days.

*Gift card options selected from qualifying list. Please see an NCFCU employee for options.