Benefits of Membership

New Cumberland Federal Credit Union (NCFCU) is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of better service, lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services. The Credit Union’s unpaid, volunteer Board of Directors is elected by and from the membership and acts in the benefit and best interest of the Credit Union and its member-owners.  Volunteer board members review financial statements and set organizational direction and policies.