Home Equity

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Thinking about leveraging the equity in your home? This can be a useful tool to pay for home renovations, education expenses, debt consolidation, and other expenses. At NCFCU, you can select the type of home equity loan that works best for you and your goals.

We offer Fixed Rate Loans and Variable Rate Lines of Credit options:

Fixed Rate Loan

As Low As

  • 85% Loan to Value
  • $75 application fee for requests under $20,000
  • Terms up to 15 years
  • Pennsylvania real estate only
Apply Now

Variable Rate Line of Credit

As Low As
Variable APR

  • Rate subject to change quarterly
  • 85% Loan to Value
  • Maximum Rate 15%
  • Minimum Rate 3%
  • Rate indexed to the Prime Rate
  • Pennsylvania real estate only
Apply Now

Learn more about features and benefits

  Loss of Life, Injury or Illness, and Unemployment Protection Available

Please see loan department for details.

You can apply for a fixed rate or variable rate line of credit online. Or feel free to stop by a branch to apply.