Home Equity Loans

*APR = Annual Percentage Rate.

Rates could be higher depending on credit. Certain conditions or restrictions apply. Rates reflect Member Rewards. Rates subject to change without notice.

Call or stop by to talk with a Loan Officer to see what rate you qualify for. Spread the word about these outstanding rates! We look forward to serving you!

Equal Opportunity Lender | Equal Housing Lender

The credit union offers Home Equity Loans where you can take advantage of the equity in your home and get the extra money you need for home improvements, school tuition, a vacation getaway, or even bill consolidation. We have a fixed rate loan or variable rate line of credit available to meet your needs.

Fixed Rate Specifications:

  • 85% Loan to Value needed
  • $75 application fee for requests under $20,000
  • Term up to 15 years
  • Primary Residence Only

Variable Rate Specifications:

  • Rate adjusts quarterly
  • 85% Loan to Value
  • Maximum Rate 15%
  • Minimum Rate 3%
  • Rate indexed to the Prime Rate
  • Primary Residence only

You can apply online, call any branch or complete our loan application to bring into a branch.