Credit Cards

Credit Card

Rewards Credit Card

As Low As

NCFCU wants you to get the most out of every dollar you spend with a NCFCU Visa Credit Card. Our low-rate rewards card allows you to earn one Bonus Point for each qualifying dollar spent. Points can be used for travel, merchandise, cash and more!

Learn more about features and benefits

  Earn Reward Points

Every qualifying dollar you spend will get you another Bonus Point which are redeemable for travel, merchandise, cash and more! You’re automatically enrolled in rewards, but you will need to create an account*. View the complete list of rewards* and to view your accumulated Bonus Points. To learn more about Rewards, view our frequently asked questions.

  25-day Interest Free Grace Period

You'll have 25 days to pay off your purchases before you start accumulating interest.

  No Annual Fees, Cash Advance Fees or Balance Transfer Fees

We don't like fees either. That is why we don't charge for many fees that other cards impose.

  Loss of Life, Injury or Illness, and Unemployment Protection Available

Please see loan department for details.

You can apply for a card online*. Or feel free to stop by a branch to open your new account.

Apply Now*

View the Visa Agreement

*You are about to leave the NCFCU website. We do not provide, and are not responsible for, the product, service, or overall website content available at the external website. Please be aware that external websites may have privacy and security policies that differ from those at NCFCU. Please consult their privacy disclosures for more information. NCFCU makes no warranty, expressed or implied, regarding any external site nor is liable for transactions you enter into with any third parties.