Kasasa Saver®

Build savings automatically while earning a high rate of return.

Take all the pain out of saving with this free Kasasa Saver® account that does the work for you! Free Kasasa Saver® links to your free Kasasa Cash® or Kasasa Cash Back® checking to make saving effortless. When you earn cash rewards in your Kasasa® checking, those earnings transfer into Kasasa Saver. Kasasa Saver also pays up to 1.25% APY!*

For information please call 717.774.7706 or email kasasa@ncfcuonline.org.


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.25% APY* on balances up to $50,000
  • .25% APY on portion of balance over $50,000
  • 01% APY* if qualifications are not met on Kasasa Cash® or Kasasa Cash Back®
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card
  • Nationwide surcharge-free ATM networks
  • NCUA insured up to $250,000
  • No minimum deposit to open

It’s so easy to earn your rewards!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 ACH payment, bill pay transaction or direct deposit
  • At least 12 VISA® debit card signature/credit purchases
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your accounts are still free.
Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Kasasa Saver Savings. 
The Kasasa Saver Savings account is a tiered rate account and is available only to holders of a Kasasa Cash Checking or Kasasa Cashback Checking account. If you meet the minimum qualification requirements for your Kasasa Cash Checking or Kasasa Cashback Checking account during the monthly qualification cycle, balances up to $50,000 receive APY of 1.25%; and balances over $50,000 earn 0.25% interest rate on the portion of balance over $50,000.. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle for the Kasasa Cash Checking or Kasasa Cashback Checking account, a dividend rate of 0.01% with an APY of 0.01% will apply to the entire balance in your Kasasa Saver Savings account. A Kasasa Checking account is required to have a Kasasa Saver account.

*Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, non-retail payment transactions and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $50,000 receive an APY of 1.25%; and balances over $50,000 earn 0.25% interest rate on the portion of balance over $50,000, resulting in a range from 0.50% to 0.33% APY depending on the account’s balance. If you’re Kasasa Cash or Kasasa Cash Back qualifications are not met, all Kasasa Saver balances earn 0.01% APY. dividends, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the current statement cycle. Kasasa Cash rewards are automatically transferred to the linked Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your linked Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 01/01/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, enrollments, and other requirements apply. No minimum deposit is required to open the account. Monthly (1) Direct Deposit, ACH credit/debit transaction or Bill Pay, and enrollment of E-statements are a condition(s) of these accounts. Limit 1 account(s) per social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our NCFCU service representatives for additional information, details, restrictions, and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Cash®, Kasasa Cash Back® and Kasasa Saver® are trademarks of Kasasa, Ltd., registered in the U.S.A