Kasasa Cash Back® Checking

Enjoy cash back on debit card signature/credit purchases and refunds on ATM withdrawal fees.*

Have you ever had a checking account that charged you a monthly maintenance fee? If so, we’re here to offer you Kasasa Cash Back®. It’s free checking that actually pays you, instead of the other way around. You’ll earn 2.00% cash back on your VISA® debit card signature/credit purchases, up to $84 per year ($7.00 per month).* You will even get refunds on ATM withdrawal fees, nationwide!

SIGN UP TODAY BY CALLING 717.774.7706 or email kasasa@ncfcuonline.org.


  • Free checking that pays you back
  • 2.0% cash back on VISA® debit card signature/credit purchases*
    • Cash back earned on up to $350 in purchases monthly
    • Earn up to $84 cash back per year, $7.00 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Combine with free Kasasa Saver and it builds savings automatically
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card
  • Nationwide surcharge-free ATM networks
  • NCUA insured up to $250,000
  • No minimum deposit to open

It’s so easy to earn your rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 ACH payment, bill pay transaction or direct deposit
  • At least 12 VISA® debit card signature/credit purchases
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free.
And you can get right back to earning your cash rewards the very next cycle that you qualify.

*Kasasa Cashback Checking. 
For Kasasa Cashback Checking accounts, you will receive 2.00% cash back on purchases up to $350.00 in VISA® debit card signature/credit purchases that post and settle to your account if you meet the minimum qualification requirements during the monthly qualification cycle. A maximum of $7.00 cash back may be earned per monthly qualification cycle. In addition, we will refund up to $25.00 in ATM fees assessed at nationwide ATMs.

*Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2% cash back on up to a total of $350.00 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by us and/or other financial institutions incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, enrollments and other requirements apply. No minimum deposit is required to open the account. Monthly (1) Direct Deposit, ACH credit/debit transaction or Bill Pay and enrollment of E-statements are conditions of this account. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our NCFCU service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Federally insured by NCUA. Kasasa and Kasasa Cash Back® are trademarks of Kasasa, Ltd., registered in the U.S.A.