Free Credit Report

How often can I request a free credit report? You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion. This free credit report can be requested through www.annualcreditreport.com, by phone or by mail. To Request your Credit Report by Phone: Call 1-877-322-8228 You will go through a simple verification process over the phone. Your reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery. To Request your Credit Report by Mail: Download the Free Credit Bureau Report Request Form You need an Adobe viewer to view the requested form. (Download the free Adobe viewer) Print and complete the form and Mail the completed form to: Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281 Your reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery. There are other sites that claim you get free credit reports but this site listed above is the only true free credit report site.

Credit Bureau’s Contact Information

TransUnion: 1-800-680-7289 P.O. Box 6790 Fullerton, CA 92834 www.transunion.com
Experian: 1-888-EXPERIAN PO Box 9554 Allen, TX 75013 www.experian.com
Equifax: P.O. Box 740256 Atlanta, Georgia 30374 www.equifax.com