Member Rewards

Member Rewards is Your Key to Great Credit Union Benefits

The more you use us, the more “Rewards” you receive. NCFCU is proud to give back to its members in the form of discounted rates and fees on the services you use most. The Member Rewards Program is based on the aggregate amount maintained in your NCFCU Savings Accounts:
  • Share Savings
  • Checking
  • CDs
  • IRAs
  • Money Market
  • Christmas & Vacation Club
This program allows you, a member of this not-for-profit financial cooperative, to choose how you will get the most value from your credit union membership. We want to serve all your financial needs. Bring your checking and direct deposit and you will receive additional rewards including free services, discounted fees, and better rates on CDs and loans. You are automatically enrolled in the program and the calculation is done monthly. The Member Rewards Program is based upon combined household NCFCU savings. Household is defined as all account holders living at the same address with matching primary or joint social security numbers (example: accounts held by spouse, children, parents). All members of the household have the same benefits of the combined relationship level. Organizational accounts will be excluded for householding purposes.  

Relationships have Rewards:

Current tiers are:
  • Bronze
  • Silver
  • Platinum
  • Diamond
Each level has different balance minimums and different benefits to fit each stage of our members’ lives. From loan discounts to free personal checks, we got you covered! See the side bar more information on levels and savings.

Get it Together:

To get the best benefits simply bring all your banking business from savings, CD’s and loans to NCFCU. We promise some of the best rates around as well as excellent service! See a branch representative or  member rewards brochure 02-01-14