Travel Money Cards

The way you would activate a Travel Money Card is by phone and cards are sold in denominations between $100 and $5,000.  The fee for the card is $3.00. When using your card keep in mind if you withdraw from an ATM there is a fee of $1.50 and if you do an over-the-counter cash advance the fee is $5.  If you use the card at a restaurant, the purchase amount will be increased by 20% while being authorized by VISA, therefore, sufficient funds must be available for the entire amount.  A transaction can be made on the card in a currency other than US dollars with a 2% conversion fee. Travel Money Cards can be reloaded an unlimited amount of times.  When reloading the card via the web allow 3 to 5 business days for the funds to become available.  If reloading at any NCFCU office the funds are available immediately. Cardholder Travel Information