Have you ever had a checking account that charged you a monthly maintenance fee? If so, we’re here to offer you Kasasa Cash Back®. It’s free checking account that actually pays you, instead of the other way around! Enjoy cash back on debit card signature-credit purchases and refunds on ATM withdrawal fees.
What you get with Kasasa Cash Back® Checking:
We all have different reasons why we use or want a credit card. Many members rely on it for everyday purchases, where as other members carry their card only for emergencies. Some members utilize their credit card to increase their purchasing power. Whatever your reason, we want you to have the lowest rate Visa® card in your wallet.
Visa® Platinum 6.9% APR
New & Used Vehicle Loans
As a member, you can take advantage of our competitive vehicle rates. Purchase a new or used vehicle or refinance your existing auto loan from another lender to lower your payments. Receive fixed-rate financing for new and used vehicles with 100% financing plus tax, tags, extended warranty, and gap protection.
Features and Benefits:
NCFCU has partnered with Member Advantage Mortgage to offer first mortgage loans. Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, they work with each of our credit union members to understand their unique needs today and as they evolve in the future. The Member Advantage Mortgage team provides the transparency, knowledge and support you need to make the best financial decisions.
Purchasing your first home is a huge financial decision. As a resource to help you understand your financial story, NCFCU has planning tools. Use our digital financial calculators to determine how much house you can afford. By inputting the amount of your down payment, desired loan term, expected monthly payment, and the interest rate, you will receive a breakdown of what financial terms to expect to help prevent yourself from taking on a financial burden.
Now, you can make purchases with contactless payment technology in a simple, secure and convenient way with your smart phone. Digital wallet applications are easy ways to pay for purchases in stores, online or in apps. Your card information is not shared with merchants. Instead, an encrypted number is used to process the payment. NCFCU is proud to offer Apple Pay® and Google Pay™ support.
Your NCFCU account is in the palm of your hands! Download our mobile app to your smart phone or tablet for access to your account from home or on the go.
Remote Xpress Deposit
Remote Xpress Deposit is a free, secure, mobile service allowing you to deposit checks into your eligible NCFCU account from a remote location. You can deposit a check into your NCFCU account using your smart phone by submitting a picture of the front and back of the check. Simply deposit your funds and file the check for your records.
Online and Mobile Banking allows you to easily connect with an external account at a different financial institution. You can then make inbound and outbound transfers between this account and your NCFCU account to manage all your finances easily whenever needed.
Let BILLSHARK® Lower Your Bills! The bill negotiating experts can typically lower your bill 85% of the time. Download the NCFCU mobile app to get started.
How it works:
Get an instant Home Owner’s or Renter’s Insurance quote right in the NCFCU Mobile App with Lemonade.
Access your NCFCU accounts 24 hours a day, 7 days a week, 365 days a year. Our online banking platform allows you to manage and transfer your money, check transactions, receive eStatements, and much more. Enroll now to get started!