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Share Certificates

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NCFCU Share Certificates are an excellent way to set aside a specific amount of money and grow it for a specific period of time. Without the risk of traditional investing, your savings are insured up to $250,000.

We also offer specific IRA Certificates.

Learn more about features and benefits

  Level Up Your Rates with Membership Rewards

All members are eligible for our Membership Rewards program. As your savings grow, so does your APR rate for Share Certificates. To view our current rates, click here.

  Low Minimum Deposit

Open your Share Certificate with as little as $500, regardless of maturity date and membership level.

  Free E-Statements

Limit your mail and go green by selecting to receive e-statements for your NCFCU accounts.

  Online & Mobile Banking

Our best-in-class online and mobile banking platform offers you the same features and convenience that the country's largest banks have to offer.

  Local Branches When You Need Them

We have convenient branch locations across central Pennsylvania so you can always access banking services in-person.


You can open a new account in less than 5 minutes entirely online. Or feel free to stop by a branch to open your new account.