Services
Membership is Rewarding at NCFCU
Member Rewards Program
The more you use us, the more “Rewards” you receive. NCFCU is proud to give back to its members in the form of discounted rates and fees on the services you use most. The Member Rewards Program is based on the aggregate amount maintained in your NCFCU Savings Accounts and the Member Rewards Plus Program is based on the aggregate amount maintained in your NCFCU Savings Accounts, Checking Accounts, and Direct Deposit.
Member Rewards Levels
| Bronze | Silver | Platinum | Diamond | |
|---|---|---|---|---|
| Amount maintained in Savings Account | $50.00 to $9,999.99 | $10,000.00 to $24,999.99 | $25,000.00 to $49,999.99 | $50,000.00 and over |
| Online Banking | ✔ | ✔ | ✔ | ✔ |
| E-Statements | ✔ | ✔ | ✔ | ✔ |
| Notary Service | ✔ | ✔ | ✔ | ✔ |
| APR Discount on loans for repeat borrowers | 0.15%* | 0.15%* | 0.15%* | 0.15%* |
| Rebate on fees charged for more than 6 ATM withdrawals/month | - | 25% | 50% | 75% |
| Rebate of Safety Deposit Box rental fee | - | 10% | 25% | 50% |
| Rebate of Money Orders fee | - | 100% | 100% | 100% |
| Rebate of fee for Travelers Money Card | - | $1.00 | $1.50 | $2.00 |
| APR increase on Certificate rate | - | 0.05% | 0.10% | 0.20% |
| Rebate of incoming Domestic Wire fee | - | - | - | - |
* Except VISA & Home Equity
Member Plus Rewards Levels
| Bronze | Silver | Platinum | Diamond | |
|---|---|---|---|---|
| Amount maintained in Savings + Checking + Direct Deposit | $50.00 to $9,999.99 | $10,000.00 to $24,999.99 | $25,000.00 to $49,999.99 | $50,000.00 and over |
| Online Banking | ✔ | ✔ | ✔ | ✔ |
| E-Statements | ✔ | ✔ | ✔ | ✔ |
| Notary Service | ✔ | ✔ | ✔ | ✔ |
| APR Discount on loans for repeat borrowers | 0.15%* | 0.15%* | 0.15%* | 0.15%* |
| APR increase on Certificate rate | 0.05% | 0.10% | 0.15% | 0.25% |
| Checks (safety paper) | 1 Box | 1 Box | 1 Box | Unlimited |
| Rebate on fees charged for more than 6 ATM withdrawals/month | - | 25% | 50% | 75% |
| Rebate of Safety Deposit Box rental fee | - | 10% | 25% | 50% |
| Rebate of Money Orders fee | - | 100% | 100% | 100% |
| Rebate of fee for Travelers Money Card | - | $1.00 | $1.50 | $2.00 |
| Rebate of incoming Domestic Wire fee | - | - | 100% | 100% |
| Rebate of Bill Payor fees | - | 20% | 50% | 100% |
| Rebate of Certified Check fees | - | - | 100% | 100% |
| Rebate of Stop Payment fees | - | - | - | 100% |
* Except VISA & Home Equity
© 2020 New Cumberland Federal Credit Union. All Rights Reserved. NMLS 447184. Federally insured by the National Credit Union Administration, a U.S. Government Agency. Deposits insured up to $250,000. We conduct business in accordance with Federal fair lending laws.