Membership is Rewarding at NCFCU

Counting money

Member Rewards Program


The more you use us, the more “Rewards” you receive. NCFCU is proud to give back to its members in the form of discounted rates and fees on the services you use most. The Member Rewards Program is based on the aggregate amount maintained in your NCFCU Savings Accounts and the Member Rewards Plus Program is based on the aggregate amount maintained in your NCFCU Savings Accounts, Checking Accounts, and Direct Deposit.

Member Rewards Levels

Bronze Silver Platinum Diamond
Amount maintained in Savings Account $50.00 to $9,999.99 $10,000.00 to $24,999.99 $25,000.00 to $49,999.99 $50,000.00 and over
Online Banking
E-Statements
Notary Service
APR Discount on loans for repeat borrowers 0.15%* 0.15%* 0.15%* 0.15%*
Rebate on fees charged for more than 6 ATM withdrawals/month - 25% 50% 75%
Rebate of Safety Deposit Box rental fee - 10% 25% 50%
Rebate of Money Orders fee - 100% 100% 100%
Rebate of fee for Travelers Money Card - $1.00 $1.50 $2.00
APR increase on Certificate rate - 0.05% 0.10% 0.20%
Rebate of incoming Domestic Wire fee - - - -

* Except VISA & Home Equity

Member Plus Rewards Levels

Bronze Silver Platinum Diamond
Amount maintained in Savings + Checking + Direct Deposit $50.00 to $9,999.99 $10,000.00 to $24,999.99 $25,000.00 to $49,999.99 $50,000.00 and over
Online Banking
E-Statements
Notary Service
APR Discount on loans for repeat borrowers 0.15%* 0.15%* 0.15%* 0.15%*
APR increase on Certificate rate 0.05% 0.10% 0.15% 0.25%
Checks (safety paper) 1 Box 1 Box 1 Box Unlimited
Rebate on fees charged for more than 6 ATM withdrawals/month - 25% 50% 75%
Rebate of Safety Deposit Box rental fee - 10% 25% 50%
Rebate of Money Orders fee - 100% 100% 100%
Rebate of fee for Travelers Money Card - $1.00 $1.50 $2.00
Rebate of incoming Domestic Wire fee - - 100% 100%
Rebate of Bill Payor fees - 20% 50% 100%
Rebate of Certified Check fees - - 100% 100%
Rebate of Stop Payment fees - - - 100%

* Except VISA & Home Equity