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NCFCU Personal Loan Rates

 

Rates Effective as of February 22, 2006

 

Signature Loans

 

Term APR*
12 Month Short Term Loan 9.90%
12 Month "Express Loan"; $100-$500 Request 13.00%
Up to 60 Months 11.90%
61 - 72 Months ($20,000+) 13.90%
73 - 84 Months ($20,000+) 14.50%

 

*APR denotes Annual Percentage Rate.

 

All loan rates are subject to change without prior notice.  All rates posted are NCFCU's standard rates.  The actual interest rate you receive will reflect individual circumstances and may be higher or lower than the standard rate.

Combined Signature / Collateral Loan

 

Collateral / Term APR*
50% or More Collateralized; Up to 60 Months 10.99%
Less than 50% Collateralized; Up to 60 Months 11.75%
50% or More Collateralized; Over 60 Months 11.75%
Less than 50% Collateralized; Over 60 Months 12.75%

 

*APR denotes Annual Percentage Rate.

 

All loan rates are subject to change without prior notice.  All rates posted are NCFCU's standard rates.  The actual interest rate you receive will reflect individual circumstances and may be higher or lower than the standard rate.

Line of Credit 10.90% APR*

 

*APR denotes Annual Percentage Rate.

 

All loan rates are subject to change without prior notice.  All rates posted are NCFCU's standard rates.  The actual interest rate you receive will reflect individual circumstances and may be higher or lower than the standard rate.

Share Secured  Existing Regular Share Account rate + 4.00% 4.75% APR*
Certificate Secured Certificate rate + 1% or Share Secured Rate (whichever is greater)   
Loan Elsewhere  .25% (APR*) off contract rate or our rate, whichever is lower Less .25%

 

*APR denotes Annual Percentage Rate.

 

All loan rates are subject to change without prior notice.  All rates posted are NCFCU's standard rates.  The actual interest rate you receive will reflect individual circumstances and may be higher or lower than the standard rate.

 

 

 

 

 

 

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