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NCFCU Home Equity Loan Rates

Rates Effective as of July 21, 2010. Rate reflects Member Rewards. Rate could be higher depending on credit.

Home Equity Rates
85% loan to value financing*; no points
Term APR**
Up to 60 months, loans greater than $10,000.00 3.99%
Up to 60 months, loans up to $10,000.00 4.24%
61 - 120 months 4.74%
121-180 months 4.99%
Variable 6.00%
*Loan to value is appraised value less first mortgage. **APR denotes Annual Percentage Rate. Variable Rate: Adjusted Quarterly; Maximum rate is 18.00% APR** and minimum rate is 6.00% APR**.



 

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