Your Community Credit Union   

Your Credit Union will lend money for any productive purpose. Loans are generally considered secured or unsecured, depending on whether or not collateral is involved. The amount loaned to any one individual is dependent on the individual's capacity to repay the loan, his/her credit, etc.

Home Equity Line of Credit Readily available Variable Rate Interest paid may be tax deductible (consult your tax advisor) Established credit limit: 75% of appraised value less 1st mortgage (if any) = Equity Current Rate Apply for a Home Equity Line of Credit Loan Home Equity Fixed Loan Terms up to 15 years No points Payments are fixed for the life of the loan Equity - 85% of appraised value less 1st mortgage (if any) Current Rate Apply for a Home Equity Fixed Rate Loan Personal Line of Credit Open-ended credit (reusable up to credit limit established) Credit limits up to $15,000 Easily accessible Current Rate Apply for a Personal Line of Credit Loan Personal Loan Up to $15,000 Terms to 60 months Any worthwile purpose Current Rate Apply for a Personal Loan RV's New: Boats, Cycles Terms up to 60 months 100% financing plus tax & tags Current Rate Apply for a New Recreational Vehicle Loan RV's Used: Boats, Cycles Terms up to 60 months 100% financing NADA retail plus tax & tags Current Rate Apply for a Used Recreational Vehicle Loan

Share Savings/Certificate Secured Loan Can borrow up to 100% of unpledged, unencumbered savings on deposit   Share Certificate Loans - can borrow up to 100% of Certificate balances on deposit Current Rate Apply for a Share Savings/Certificate Secured Loan Vehicle - New 100% financing of sticker price plus tax & tags Flexible terms Gap insurance available Current Rate Apply for a New Vehicle Loan Vehicle - Used up to 7 Years Old 100% financing of NADA retail plus tax & tags Flexible terms Gap insurance available Current Rate Apply for a Used Vehicle up to 7 Years Old Loan Get a Used Car Book Value VISA NO ANNUAL FEE No minimum finance charge No transaction fees No transfer fee No cash advance fee 25 day grace period Free travel/accident insurance up to $250,000 Types of cards are based on income and credit scores Current Rate Apply for a VISA Credit Card Student Loans PHEAA-backed student loan to be used for further education at an approved PHEAA school  Loan amounts determined and regulated by PHEAA Visit the PHEAA Website

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