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About Us

Our Mission Statement

New Cumberland Federal Credit Union (NCFCU) exists for the benefit of you, the member. We are committed to providing quality products, competitive rates and exceptional member service.

Our History

In 1952, NCFCU was chartered by a group of employees of the New Cumberland Army Depot Defense Distribution Center. Today, we serve over 15,000 members and have assets exceeding $120 million with six office locations in PA.

Not-For-Profit

NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of better service, lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.

Member-Directed

Volunteer board members, elected by the membership, review financial statements and set organizational direction and policies.

Deposit Insurance

Member funds are federally insured up to $250,000 by the National Credit Union Association (NCUA), the strongest deposit insurance fund in the country.

Joining is Easy  

To join NCFCU, you must open a Regular Share Savings Account. Effective August 1, 2007 you can start your account with as little as $5 to become a participating member and eligible for applying for additional services. Regular Share Savings account dividends are calculated by the average daily balance method and are compounded and paid monthly on balances of $50 and up. Click here to apply. Once you have determined that you are eligible for membership.

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